Mortgage Summary
Property Total:
|
$1,152 |
Down Payment
|
$346 |
Mortgage Amount:
|
$806 |
|
Mortgage Payment:
|
$4.71 / month
|
Estimated Tax:
|
+ $0.64 / month
|
Maint / HOA:
|
+ $0 / month
|
Total Monthly Payment:
|
= $5.35 / month
|
|
Total Interest Paid:
|
$889.20 over 30 years
|
Total Tax Paid:
|
$230.40 over 30 years
|
Amortization Table
Month |
Interest |
Principal |
Balance |
May, 2024 | 3.86 | 0.84 | 805.16 |
Jun, 2024 | 3.86 | 0.84 | 804.32 |
Jul, 2024 | 3.85 | 0.85 | 803.47 |
Aug, 2024 | 3.85 | 0.85 | 802.62 |
Sep, 2024 | 3.85 | 0.85 | 801.77 |
Oct, 2024 | 3.84 | 0.86 | 800.91 |
Nov, 2024 | 3.84 | 0.86 | 800.05 |
Dec, 2024 | 3.83 | 0.87 | 799.18 |
Jan, 2025 | 3.83 | 0.87 | 798.31 |
Feb, 2025 | 3.83 | 0.87 | 797.44 |
Mar, 2025 | 3.82 | 0.88 | 796.56 |
Apr, 2025 | 3.82 | 0.88 | 795.68 |
May, 2025 | 3.81 | 0.89 | 794.79 |
Jun, 2025 | 3.81 | 0.89 | 793.90 |
Jul, 2025 | 3.80 | 0.90 | 793.00 |
Aug, 2025 | 3.80 | 0.90 | 792.10 |
Sep, 2025 | 3.80 | 0.90 | 791.20 |
Oct, 2025 | 3.79 | 0.91 | 790.29 |
Nov, 2025 | 3.79 | 0.91 | 789.37 |
Dec, 2025 | 3.78 | 0.92 | 788.46 |
Jan, 2026 | 3.78 | 0.92 | 787.53 |
Feb, 2026 | 3.77 | 0.93 | 786.61 |
Mar, 2026 | 3.77 | 0.93 | 785.68 |
Apr, 2026 | 3.76 | 0.94 | 784.74 |
May, 2026 | 3.76 | 0.94 | 783.80 |
Jun, 2026 | 3.76 | 0.94 | 782.86 |
Jul, 2026 | 3.75 | 0.95 | 781.91 |
Aug, 2026 | 3.75 | 0.95 | 780.96 |
Sep, 2026 | 3.74 | 0.96 | 780.00 |
Oct, 2026 | 3.74 | 0.96 | 779.04 |
Nov, 2026 | 3.73 | 0.97 | 778.07 |
Dec, 2026 | 3.73 | 0.97 | 777.10 |
Jan, 2027 | 3.72 | 0.98 | 776.12 |
Feb, 2027 | 3.72 | 0.98 | 775.14 |
Mar, 2027 | 3.71 | 0.99 | 774.15 |
Apr, 2027 | 3.71 | 0.99 | 773.16 |
May, 2027 | 3.70 | 1.00 | 772.17 |
Jun, 2027 | 3.70 | 1.00 | 771.17 |
Jul, 2027 | 3.70 | 1.00 | 770.16 |
Aug, 2027 | 3.69 | 1.01 | 769.15 |
Sep, 2027 | 3.69 | 1.01 | 768.14 |
Oct, 2027 | 3.68 | 1.02 | 767.12 |
Nov, 2027 | 3.68 | 1.02 | 766.09 |
Dec, 2027 | 3.67 | 1.03 | 765.07 |
Jan, 2028 | 3.67 | 1.03 | 764.03 |
Feb, 2028 | 3.66 | 1.04 | 762.99 |
Mar, 2028 | 3.66 | 1.04 | 761.95 |
Apr, 2028 | 3.65 | 1.05 | 760.90 |
May, 2028 | 3.65 | 1.05 | 759.85 |
Jun, 2028 | 3.64 | 1.06 | 758.79 |
Jul, 2028 | 3.64 | 1.06 | 757.72 |
Aug, 2028 | 3.63 | 1.07 | 756.65 |
Sep, 2028 | 3.63 | 1.07 | 755.58 |
Oct, 2028 | 3.62 | 1.08 | 754.50 |
Nov, 2028 | 3.62 | 1.08 | 753.41 |
Dec, 2028 | 3.61 | 1.09 | 752.32 |
Jan, 2029 | 3.60 | 1.10 | 751.23 |
Feb, 2029 | 3.60 | 1.10 | 750.13 |
Mar, 2029 | 3.59 | 1.11 | 749.02 |
Apr, 2029 | 3.59 | 1.11 | 747.91 |
May, 2029 | 3.58 | 1.12 | 746.80 |
Jun, 2029 | 3.58 | 1.12 | 745.67 |
Jul, 2029 | 3.57 | 1.13 | 744.55 |
Aug, 2029 | 3.57 | 1.13 | 743.42 |
Sep, 2029 | 3.56 | 1.14 | 742.28 |
Oct, 2029 | 3.56 | 1.14 | 741.13 |
Nov, 2029 | 3.55 | 1.15 | 739.99 |
Dec, 2029 | 3.55 | 1.15 | 738.83 |
Jan, 2030 | 3.54 | 1.16 | 737.67 |
Feb, 2030 | 3.53 | 1.17 | 736.51 |
Mar, 2030 | 3.53 | 1.17 | 735.34 |
Apr, 2030 | 3.52 | 1.18 | 734.16 |
May, 2030 | 3.52 | 1.18 | 732.98 |
Jun, 2030 | 3.51 | 1.19 | 731.79 |
Jul, 2030 | 3.51 | 1.19 | 730.60 |
Aug, 2030 | 3.50 | 1.20 | 729.40 |
Sep, 2030 | 3.50 | 1.20 | 728.19 |
Oct, 2030 | 3.49 | 1.21 | 726.98 |
Nov, 2030 | 3.48 | 1.22 | 725.76 |
Dec, 2030 | 3.48 | 1.22 | 724.54 |
Jan, 2031 | 3.47 | 1.23 | 723.31 |
Feb, 2031 | 3.47 | 1.23 | 722.08 |
Mar, 2031 | 3.46 | 1.24 | 720.84 |
Apr, 2031 | 3.45 | 1.25 | 719.59 |
May, 2031 | 3.45 | 1.25 | 718.34 |
Jun, 2031 | 3.44 | 1.26 | 717.08 |
Jul, 2031 | 3.44 | 1.26 | 715.82 |
Aug, 2031 | 3.43 | 1.27 | 714.55 |
Sep, 2031 | 3.42 | 1.28 | 713.27 |
Oct, 2031 | 3.42 | 1.28 | 711.99 |
Nov, 2031 | 3.41 | 1.29 | 710.70 |
Dec, 2031 | 3.41 | 1.29 | 709.41 |
Jan, 2032 | 3.40 | 1.30 | 708.11 |
Feb, 2032 | 3.39 | 1.31 | 706.80 |
Mar, 2032 | 3.39 | 1.31 | 705.49 |
Apr, 2032 | 3.38 | 1.32 | 704.17 |
May, 2032 | 3.37 | 1.33 | 702.84 |
Jun, 2032 | 3.37 | 1.33 | 701.51 |
Jul, 2032 | 3.36 | 1.34 | 700.17 |
Aug, 2032 | 3.35 | 1.35 | 698.83 |
Sep, 2032 | 3.35 | 1.35 | 697.47 |
Oct, 2032 | 3.34 | 1.36 | 696.12 |
Nov, 2032 | 3.34 | 1.36 | 694.75 |
Dec, 2032 | 3.33 | 1.37 | 693.38 |
Jan, 2033 | 3.32 | 1.38 | 692.00 |
Feb, 2033 | 3.32 | 1.38 | 690.62 |
Mar, 2033 | 3.31 | 1.39 | 689.23 |
Apr, 2033 | 3.30 | 1.40 | 687.83 |
May, 2033 | 3.30 | 1.40 | 686.43 |
Jun, 2033 | 3.29 | 1.41 | 685.02 |
Jul, 2033 | 3.28 | 1.42 | 683.60 |
Aug, 2033 | 3.28 | 1.42 | 682.17 |
Sep, 2033 | 3.27 | 1.43 | 680.74 |
Oct, 2033 | 3.26 | 1.44 | 679.30 |
Nov, 2033 | 3.26 | 1.44 | 677.86 |
Dec, 2033 | 3.25 | 1.45 | 676.41 |
Jan, 2034 | 3.24 | 1.46 | 674.95 |
Feb, 2034 | 3.23 | 1.47 | 673.48 |
Mar, 2034 | 3.23 | 1.47 | 672.01 |
Apr, 2034 | 3.22 | 1.48 | 670.53 |
May, 2034 | 3.21 | 1.49 | 669.04 |
Jun, 2034 | 3.21 | 1.49 | 667.55 |
Jul, 2034 | 3.20 | 1.50 | 666.05 |
Aug, 2034 | 3.19 | 1.51 | 664.54 |
Sep, 2034 | 3.18 | 1.52 | 663.02 |
Oct, 2034 | 3.18 | 1.52 | 661.50 |
Nov, 2034 | 3.17 | 1.53 | 659.97 |
Dec, 2034 | 3.16 | 1.54 | 658.43 |
Jan, 2035 | 3.15 | 1.55 | 656.89 |
Feb, 2035 | 3.15 | 1.55 | 655.33 |
Mar, 2035 | 3.14 | 1.56 | 653.77 |
Apr, 2035 | 3.13 | 1.57 | 652.21 |
May, 2035 | 3.13 | 1.57 | 650.63 |
Jun, 2035 | 3.12 | 1.58 | 649.05 |
Jul, 2035 | 3.11 | 1.59 | 647.46 |
Aug, 2035 | 3.10 | 1.60 | 645.86 |
Sep, 2035 | 3.09 | 1.61 | 644.26 |
Oct, 2035 | 3.09 | 1.61 | 642.64 |
Nov, 2035 | 3.08 | 1.62 | 641.02 |
Dec, 2035 | 3.07 | 1.63 | 639.40 |
Jan, 2036 | 3.06 | 1.64 | 637.76 |
Feb, 2036 | 3.06 | 1.64 | 636.12 |
Mar, 2036 | 3.05 | 1.65 | 634.46 |
Apr, 2036 | 3.04 | 1.66 | 632.80 |
May, 2036 | 3.03 | 1.67 | 631.14 |
Jun, 2036 | 3.02 | 1.68 | 629.46 |
Jul, 2036 | 3.02 | 1.68 | 627.78 |
Aug, 2036 | 3.01 | 1.69 | 626.08 |
Sep, 2036 | 3.00 | 1.70 | 624.38 |
Oct, 2036 | 2.99 | 1.71 | 622.68 |
Nov, 2036 | 2.98 | 1.72 | 620.96 |
Dec, 2036 | 2.98 | 1.72 | 619.23 |
Jan, 2037 | 2.97 | 1.73 | 617.50 |
Feb, 2037 | 2.96 | 1.74 | 615.76 |
Mar, 2037 | 2.95 | 1.75 | 614.01 |
Apr, 2037 | 2.94 | 1.76 | 612.25 |
May, 2037 | 2.93 | 1.77 | 610.49 |
Jun, 2037 | 2.93 | 1.77 | 608.71 |
Jul, 2037 | 2.92 | 1.78 | 606.93 |
Aug, 2037 | 2.91 | 1.79 | 605.14 |
Sep, 2037 | 2.90 | 1.80 | 603.34 |
Oct, 2037 | 2.89 | 1.81 | 601.53 |
Nov, 2037 | 2.88 | 1.82 | 599.71 |
Dec, 2037 | 2.87 | 1.83 | 597.88 |
Jan, 2038 | 2.86 | 1.84 | 596.05 |
Feb, 2038 | 2.86 | 1.84 | 594.21 |
Mar, 2038 | 2.85 | 1.85 | 592.35 |
Apr, 2038 | 2.84 | 1.86 | 590.49 |
May, 2038 | 2.83 | 1.87 | 588.62 |
Jun, 2038 | 2.82 | 1.88 | 586.74 |
Jul, 2038 | 2.81 | 1.89 | 584.85 |
Aug, 2038 | 2.80 | 1.90 | 582.95 |
Sep, 2038 | 2.79 | 1.91 | 581.05 |
Oct, 2038 | 2.78 | 1.92 | 579.13 |
Nov, 2038 | 2.78 | 1.92 | 577.21 |
Dec, 2038 | 2.77 | 1.93 | 575.27 |
Jan, 2039 | 2.76 | 1.94 | 573.33 |
Feb, 2039 | 2.75 | 1.95 | 571.38 |
Mar, 2039 | 2.74 | 1.96 | 569.41 |
Apr, 2039 | 2.73 | 1.97 | 567.44 |
May, 2039 | 2.72 | 1.98 | 565.46 |
Jun, 2039 | 2.71 | 1.99 | 563.47 |
Jul, 2039 | 2.70 | 2.00 | 561.47 |
Aug, 2039 | 2.69 | 2.01 | 559.46 |
Sep, 2039 | 2.68 | 2.02 | 557.44 |
Oct, 2039 | 2.67 | 2.03 | 555.41 |
Nov, 2039 | 2.66 | 2.04 | 553.37 |
Dec, 2039 | 2.65 | 2.05 | 551.33 |
Jan, 2040 | 2.64 | 2.06 | 549.27 |
Feb, 2040 | 2.63 | 2.07 | 547.20 |
Mar, 2040 | 2.62 | 2.08 | 545.12 |
Apr, 2040 | 2.61 | 2.09 | 543.03 |
May, 2040 | 2.60 | 2.10 | 540.94 |
Jun, 2040 | 2.59 | 2.11 | 538.83 |
Jul, 2040 | 2.58 | 2.12 | 536.71 |
Aug, 2040 | 2.57 | 2.13 | 534.58 |
Sep, 2040 | 2.56 | 2.14 | 532.44 |
Oct, 2040 | 2.55 | 2.15 | 530.29 |
Nov, 2040 | 2.54 | 2.16 | 528.14 |
Dec, 2040 | 2.53 | 2.17 | 525.97 |
Jan, 2041 | 2.52 | 2.18 | 523.79 |
Feb, 2041 | 2.51 | 2.19 | 521.60 |
Mar, 2041 | 2.50 | 2.20 | 519.40 |
Apr, 2041 | 2.49 | 2.21 | 517.18 |
May, 2041 | 2.48 | 2.22 | 514.96 |
Jun, 2041 | 2.47 | 2.23 | 512.73 |
Jul, 2041 | 2.46 | 2.24 | 510.49 |
Aug, 2041 | 2.45 | 2.25 | 508.23 |
Sep, 2041 | 2.44 | 2.26 | 505.97 |
Oct, 2041 | 2.42 | 2.28 | 503.69 |
Nov, 2041 | 2.41 | 2.29 | 501.41 |
Dec, 2041 | 2.40 | 2.30 | 499.11 |
Jan, 2042 | 2.39 | 2.31 | 496.80 |
Feb, 2042 | 2.38 | 2.32 | 494.48 |
Mar, 2042 | 2.37 | 2.33 | 492.15 |
Apr, 2042 | 2.36 | 2.34 | 489.81 |
May, 2042 | 2.35 | 2.35 | 487.46 |
Jun, 2042 | 2.34 | 2.36 | 485.09 |
Jul, 2042 | 2.32 | 2.38 | 482.72 |
Aug, 2042 | 2.31 | 2.39 | 480.33 |
Sep, 2042 | 2.30 | 2.40 | 477.93 |
Oct, 2042 | 2.29 | 2.41 | 475.52 |
Nov, 2042 | 2.28 | 2.42 | 473.10 |
Dec, 2042 | 2.27 | 2.43 | 470.67 |
Jan, 2043 | 2.26 | 2.44 | 468.22 |
Feb, 2043 | 2.24 | 2.46 | 465.76 |
Mar, 2043 | 2.23 | 2.47 | 463.30 |
Apr, 2043 | 2.22 | 2.48 | 460.82 |
May, 2043 | 2.21 | 2.49 | 458.32 |
Jun, 2043 | 2.20 | 2.50 | 455.82 |
Jul, 2043 | 2.18 | 2.52 | 453.30 |
Aug, 2043 | 2.17 | 2.53 | 450.78 |
Sep, 2043 | 2.16 | 2.54 | 448.24 |
Oct, 2043 | 2.15 | 2.55 | 445.68 |
Nov, 2043 | 2.14 | 2.56 | 443.12 |
Dec, 2043 | 2.12 | 2.58 | 440.54 |
Jan, 2044 | 2.11 | 2.59 | 437.95 |
Feb, 2044 | 2.10 | 2.60 | 435.35 |
Mar, 2044 | 2.09 | 2.61 | 432.74 |
Apr, 2044 | 2.07 | 2.63 | 430.11 |
May, 2044 | 2.06 | 2.64 | 427.47 |
Jun, 2044 | 2.05 | 2.65 | 424.82 |
Jul, 2044 | 2.04 | 2.66 | 422.16 |
Aug, 2044 | 2.02 | 2.68 | 419.48 |
Sep, 2044 | 2.01 | 2.69 | 416.79 |
Oct, 2044 | 2.00 | 2.70 | 414.09 |
Nov, 2044 | 1.98 | 2.72 | 411.37 |
Dec, 2044 | 1.97 | 2.73 | 408.64 |
Jan, 2045 | 1.96 | 2.74 | 405.90 |
Feb, 2045 | 1.94 | 2.76 | 403.15 |
Mar, 2045 | 1.93 | 2.77 | 400.38 |
Apr, 2045 | 1.92 | 2.78 | 397.60 |
May, 2045 | 1.91 | 2.79 | 394.80 |
Jun, 2045 | 1.89 | 2.81 | 391.99 |
Jul, 2045 | 1.88 | 2.82 | 389.17 |
Aug, 2045 | 1.86 | 2.84 | 386.34 |
Sep, 2045 | 1.85 | 2.85 | 383.49 |
Oct, 2045 | 1.84 | 2.86 | 380.62 |
Nov, 2045 | 1.82 | 2.88 | 377.75 |
Dec, 2045 | 1.81 | 2.89 | 374.86 |
Jan, 2046 | 1.80 | 2.90 | 371.95 |
Feb, 2046 | 1.78 | 2.92 | 369.04 |
Mar, 2046 | 1.77 | 2.93 | 366.11 |
Apr, 2046 | 1.75 | 2.95 | 363.16 |
May, 2046 | 1.74 | 2.96 | 360.20 |
Jun, 2046 | 1.73 | 2.97 | 357.23 |
Jul, 2046 | 1.71 | 2.99 | 354.24 |
Aug, 2046 | 1.70 | 3.00 | 351.23 |
Sep, 2046 | 1.68 | 3.02 | 348.22 |
Oct, 2046 | 1.67 | 3.03 | 345.19 |
Nov, 2046 | 1.65 | 3.05 | 342.14 |
Dec, 2046 | 1.64 | 3.06 | 339.08 |
Jan, 2047 | 1.62 | 3.08 | 336.00 |
Feb, 2047 | 1.61 | 3.09 | 332.91 |
Mar, 2047 | 1.60 | 3.10 | 329.81 |
Apr, 2047 | 1.58 | 3.12 | 326.69 |
May, 2047 | 1.57 | 3.13 | 323.56 |
Jun, 2047 | 1.55 | 3.15 | 320.41 |
Jul, 2047 | 1.54 | 3.16 | 317.24 |
Aug, 2047 | 1.52 | 3.18 | 314.06 |
Sep, 2047 | 1.50 | 3.20 | 310.87 |
Oct, 2047 | 1.49 | 3.21 | 307.66 |
Nov, 2047 | 1.47 | 3.23 | 304.43 |
Dec, 2047 | 1.46 | 3.24 | 301.19 |
Jan, 2048 | 1.44 | 3.26 | 297.93 |
Feb, 2048 | 1.43 | 3.27 | 294.66 |
Mar, 2048 | 1.41 | 3.29 | 291.37 |
Apr, 2048 | 1.40 | 3.30 | 288.07 |
May, 2048 | 1.38 | 3.32 | 284.75 |
Jun, 2048 | 1.36 | 3.34 | 281.41 |
Jul, 2048 | 1.35 | 3.35 | 278.06 |
Aug, 2048 | 1.33 | 3.37 | 274.69 |
Sep, 2048 | 1.32 | 3.38 | 271.31 |
Oct, 2048 | 1.30 | 3.40 | 267.91 |
Nov, 2048 | 1.28 | 3.42 | 264.49 |
Dec, 2048 | 1.27 | 3.43 | 261.06 |
Jan, 2049 | 1.25 | 3.45 | 257.61 |
Feb, 2049 | 1.23 | 3.47 | 254.15 |
Mar, 2049 | 1.22 | 3.48 | 250.66 |
Apr, 2049 | 1.20 | 3.50 | 247.16 |
May, 2049 | 1.18 | 3.52 | 243.65 |
Jun, 2049 | 1.17 | 3.53 | 240.12 |
Jul, 2049 | 1.15 | 3.55 | 236.57 |
Aug, 2049 | 1.13 | 3.57 | 233.00 |
Sep, 2049 | 1.12 | 3.58 | 229.42 |
Oct, 2049 | 1.10 | 3.60 | 225.82 |
Nov, 2049 | 1.08 | 3.62 | 222.20 |
Dec, 2049 | 1.06 | 3.64 | 218.56 |
Jan, 2050 | 1.05 | 3.65 | 214.91 |
Feb, 2050 | 1.03 | 3.67 | 211.24 |
Mar, 2050 | 1.01 | 3.69 | 207.55 |
Apr, 2050 | 0.99 | 3.71 | 203.85 |
May, 2050 | 0.98 | 3.72 | 200.12 |
Jun, 2050 | 0.96 | 3.74 | 196.38 |
Jul, 2050 | 0.94 | 3.76 | 192.62 |
Aug, 2050 | 0.92 | 3.78 | 188.85 |
Sep, 2050 | 0.90 | 3.80 | 185.05 |
Oct, 2050 | 0.89 | 3.81 | 181.24 |
Nov, 2050 | 0.87 | 3.83 | 177.41 |
Dec, 2050 | 0.85 | 3.85 | 173.56 |
Jan, 2051 | 0.83 | 3.87 | 169.69 |
Feb, 2051 | 0.81 | 3.89 | 165.80 |
Mar, 2051 | 0.79 | 3.91 | 161.90 |
Apr, 2051 | 0.78 | 3.92 | 157.97 |
May, 2051 | 0.76 | 3.94 | 154.03 |
Jun, 2051 | 0.74 | 3.96 | 150.07 |
Jul, 2051 | 0.72 | 3.98 | 146.09 |
Aug, 2051 | 0.70 | 4.00 | 142.09 |
Sep, 2051 | 0.68 | 4.02 | 138.07 |
Oct, 2051 | 0.66 | 4.04 | 134.03 |
Nov, 2051 | 0.64 | 4.06 | 129.97 |
Dec, 2051 | 0.62 | 4.08 | 125.89 |
Jan, 2052 | 0.60 | 4.10 | 121.80 |
Feb, 2052 | 0.58 | 4.12 | 117.68 |
Mar, 2052 | 0.56 | 4.14 | 113.54 |
Apr, 2052 | 0.54 | 4.16 | 109.39 |
May, 2052 | 0.52 | 4.18 | 105.21 |
Jun, 2052 | 0.50 | 4.20 | 101.02 |
Jul, 2052 | 0.48 | 4.22 | 96.80 |
Aug, 2052 | 0.46 | 4.24 | 92.56 |
Sep, 2052 | 0.44 | 4.26 | 88.31 |
Oct, 2052 | 0.42 | 4.28 | 84.03 |
Nov, 2052 | 0.40 | 4.30 | 79.73 |
Dec, 2052 | 0.38 | 4.32 | 75.41 |
Jan, 2053 | 0.36 | 4.34 | 71.08 |
Feb, 2053 | 0.34 | 4.36 | 66.72 |
Mar, 2053 | 0.32 | 4.38 | 62.34 |
Apr, 2053 | 0.30 | 4.40 | 57.94 |
May, 2053 | 0.28 | 4.42 | 53.51 |
Jun, 2053 | 0.26 | 4.44 | 49.07 |
Jul, 2053 | 0.24 | 4.46 | 44.60 |
Aug, 2053 | 0.21 | 4.49 | 40.12 |
Sep, 2053 | 0.19 | 4.51 | 35.61 |
Oct, 2053 | 0.17 | 4.53 | 31.08 |
Nov, 2053 | 0.15 | 4.55 | 26.53 |
Dec, 2053 | 0.13 | 4.57 | 21.96 |
Jan, 2054 | 0.11 | 4.59 | 17.36 |
Feb, 2054 | 0.08 | 4.62 | 12.75 |
Mar, 2054 | 0.06 | 4.64 | 8.11 |
Apr, 2054 | 0.04 | 4.66 | 3.45 |