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The Cost of NOT Owning Your Home

Owning a home has great financial benefits. Because of this, more and more experts are growing concerned about the ramifications of a falling homeownership rate.

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Why Getting Pre-Approved Should Be Your First Step

In many markets across the country, the amount of buyers searching for their dream homes greatly outnumbers the amount of homes for sale. This has led to a competitive marketplace where buyers often need to stand out.

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mortage-rates

Interest Rates Remain at Historic Lows… But for How Long?

Interest Rates Remain at Historic Lows… But for How Long?

The interest rate you pay on your home mortgage has a direct impact on your monthly payment; The higher the rate, the greater your payment will be.

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Don’t Get Caught in the Rental Trap!

There are many benefits to homeownership. One of the top ones is being able to protect yourself from rising rents and lock in your housing cost for the life of your mortgage.

Don’t Become Trapped
Jonathan Smoke, Chief Economist at realtor.

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Home of the Week – 4085 Montana Verde

Brand new on the market this home is immaculate! located in the neat and clean Villa Sonata Subdivision, this home is perfect for a couple or family that desires to be close to all the conveniences Santa Fe has to offer.

Complete with 3 bedrooms, 2.

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Whether You Rent or Buy, You’re Paying a Mortgage

There are some people that have not purchased a home because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize that, unless you are living with your parents rent free, you are paying a mortgage – either yours or your landlord’s.

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Home of the Week – 80 Double Arrow South

Architecturally significant Contemporary Estate perched atop the highest point of an eastern mountain off the Old Santa Fe Trail.

 

This mountain top retreat enjoys seriously spectacular views which encompass the surrounding mountain ranges and city lights.

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Increase your NET WORTH!

A Homeowner’s Net Worth is 45x Greater Than a Renter’s!
Every three years, the Federal Reserve conducts a Survey of Consumer Finances in which they collect data across all economic and social groups.

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fanny

3 Crucial Questions Most Home Buyers Don’t Know the Answer To…DO YOU?

Whether you are considering the purchase of your first home or trading up to the home your family frequently fantasizes about, there are three crucial questions you must know the answer to:

What is the minimum down payment required to purchase a home?

What is the minimum FICO score …

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Homeownership Builds Wealth & Offers Stability

The most recent Housing Pulse Survey released by the National Association of Realtors revealed that the two major reasons Americans prefer owning their own home instead of renting are:

They want the opportunity to build equity.
They want a stable and safe environment.

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Bunny Terry 505.504.1101

130 Lincoln Avenue Santa Fe, NM 87501